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Latest Residential Lending Rates

Term OUR RATES
6 month closed 2.89 %
1 year closed 2.89 %
2 year closed 3.09 %
3 year closed 2.99 %
4 year closed 3.25 %
5 year closed 3.29 %
6 year closed 4.29 %
7 year closed 3.99 %
10 year closed 3.99 %
Prime 3.00 %
Variable Closed - 3 year term prime %
Variable Closed - 5 year term Prime - 0.15 %
Variable Open - 5 year term Prime + 0.80 %

* Note: Rates are subject to change without notice.
Some conditions may apply. O.A.C., E.O.E.

Links of Interest

Switches and Transfers

Should I wait for my mortgage to mature?

Lenders will often guarantee an interest rate to you as much as 120 days before your mortgage matures. And, as long as you are not increasing your mortgage, some will cover the costs of transferring your mortgage too.

This means a rate promised well in advance of your maturity date, thus eliminating any worries of higher rates. And if rates drop before the actual maturity rate, the new lender will usually adjust your interest rate lower as well.

*All content is subject to change without notice. Subject to approved credit, income verification and meeting lending credit granting criteria.
Some conditions may apply. O.A.C., E.O.E

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